📊 Understanding Cap Tables: A Beginner’s Guide

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💡 Hook / Intro

If you’re building a startup, one document quietly determines who actually owns the company — your Cap Table.

Yet many first-time founders either:

  • Don’t track it properly
  • Don’t understand how ownership changes
  • Or make equity decisions emotionally (which leads to conflict later)

A Cap Table is not just a spreadsheet — it’s the foundation of ownership, control, and trust in your company.
Let’s make it simple 👇

1️⃣ What Is a Cap Table?

A Cap Table (Capitalization Table) shows who owns how much of your company.

It lists:

  • Founders
  • Investors
  • Advisors
  • Employees (ESOP pool)

And it tells you how ownership is distributed across them.

💬 Think of it as the ownership map of your startup.

2️⃣ Why Cap Tables Matter

Your cap table influences:

StakeholderWhy It Matters
FoundersWho controls decisions & how value is shared
InvestorsWhether your company is structured for scalable funding
EmployeesClarity on stock options & growth incentives

A messy cap table scares investors.
A clean cap table builds confidence.

3️⃣ Key Components of a Cap Table

ComponentMeaning
Shareholder NameWho holds equity
Number of SharesHow many shares they own
Ownership %Percentage of the company they hold
Share ClassCommon shares vs. preferred shares
ESOP PoolEquity reserved for employees

💡 Important: Always track fully diluted ownership (shares + options + future grants).

4️⃣ How Ownership Changes Over Time

Your cap table evolves with milestones:

StageWhat Happens
FoundingFounders split 100% equity
HiringCreate ESOP Pool (10–15%)
Pre-Seed/Seed FundingInvestor buys equity → founders get diluted
Series RoundsMore dilution, but valuation grows

💬 Dilution is not a loss — if valuation grows, the value of your shares still increases.

5️⃣ Example Cap Table (Simple Version)

ShareholderSharesOwnership %
Founder A60,00060%
Founder B30,00030%
ESOP Pool10,00010%
Total Shares100,000100%

If an investor now buys 20% of the company, dilution happens → equity rearranges.

6️⃣ Avoid These Common Cap Table Mistakes

🚫 Giving equal equity to co-founders without discussing roles
🚫 No vesting — founders leaving with equity they didn’t earn
🚫 No ESOP pool — difficult to attract talent
🚫 Not updating cap table after every change
🚫 Verbal promises of ownership (never do this!)

💡 Rule: If equity is not documented, it does not exist.

7️⃣ Use Tools to Manage Cap Tables Professionally

Start lean, then scale your system 👇

StageTool Recommendation
Early StageGoogle Sheets / Excel
GrowingCarta, Ledgy, Gust Equity, Eqvista

These tools manage:
✅ Vesting schedules
✅ Dilution calculations
✅ Investor-ready reports